Community HOME Investment Program (CHIP)

The purpose of the Community HOME Investment Program (CHIP) is to provide safe, decent, and affordable housing in Georgia. Funds are granted to city and county governments, public housing authorities, and nonprofits to:

• rehabilitate owner-occupied homes and
• build and renovate affordable single-family homes for sale to eligible homebuyers- 

CHIP is funded by the U.S. Department of Housing and Urban Development (HUD) through the HOME Investment Partnership Program. Funding is prioritized for communities that demonstrate a clear need, readiness to proceed, and the capacity to administer the program effectively.

The CHIP application is released annually in the fall and due in January. For rehabilitation grants, studies illustrating current housing conditions are required. For new construction grants to provide homes to homebuyers, market analyses are required to justify the need for affordable single-family homes and demonstrate the ability to sell to income-eligible homebuyers.

Eligible Applicants

• Local Governments
• Nonprofits with 501(c)3/(c)4 designation
• Public Government Authorities
• Current grantees with less than 50% in unspent CHIP funds

Activities and Funding Amounts

• Housing Rehabilitation of Owner-Occupied Homes: Up to $500,000
• New Construction and/or Rehabilitation of Homes for Sale to Eligible Homebuyers: Up to $1,500,000

The CHIP program does not provide direct assistance to individual homeowners and homebuyers. If you are a homeowner in need of financial assistance for repairs to your home, please contact your local government to inquire about housing assistance programs. You should also email the CHIP Program for assistance with locating resources that may be available in your area.

If you are a homebuyer, DCA’s Georgia Dream Homeownership Program provides affordable mortgage financing and down payment assistance for eligible homebuyers. Information about the GA Dream Homeownership Program.

CHIP Flyer