Community HOME Investment Program (CHIP)

The Community HOME Investment Program (CHIP) is a federally- funded program designed to provide safe, decent, and affordable housing in Georgia by granting funds to city and county governments, public housing authorities, and nonprofits to:

• rehabilitate owner-occupied homes, and
• build and renovate affordable single-family homes for sale to eligible homebuyers.

The CHIP program does not provide direct assistance to individual homeowners and homebuyers. If you are a homeowner in need of financial assistance for repairs to your home, please contact your local government to inquire about housing assistance. You can also email the CHIP Program for assistance with locating resources that may be available in your area.

If you are a homebuyer, DCA’s Georgia Dream Homeownership Program provides affordable mortgage financing and down payment assistance for eligible homebuyers. Information about the GA Dream Homeownership Program.

The 2025 CHIP Application Manual is now available. The Application Manual can be found in the Applications section of this webpage.

CHIP Eligible Activities and Funding Limits:

• $500,000 available for housing rehabilitation of owner-occupied single-family homes; and
• $1,500,000 available for new construction and reconstruction of affordable single-family homes for sale to income-eligible homebuyers

CHIP Flyer

Grant applicants must submit their CHIP application online using the Emphasys portal. The Emphasys Application Instructions Manual is located in the Manuals section.