Peach Advantage Loan Program

Conventional borrowers who do not meet the eligibility requirements for the traditional Georgia Dream program are able to apply for the Georgia Dream Peach Advantage loan program.

The Georgia Dream Peach Advantage Loan Program further expands access to affordable homeownership opportunities across our state.  By serving a wider range of borrowers, including those with higher sales prices, increased household incomes, and limited assets to close, this program helps make the dream of homeownership a reality for more Georgia families.  

Down payment assistance options are available from two percent (2%) up to five percent (5%) of the first loan amount.

Georgia Dream Peach Advantage loans* are available to homebuyers who:

• Have a household income up to 150% of the Area Median Income
• Meet mortgage loan credit requirements

*Loans are 30-year fixed interest rate mortgages. Participating lenders give credit approval for Conventional mortgage loans only.