Georgia Dream Mortgage Products

Georgia Dream mortgage products provide assistance and funding for eligible homebuyers based on their income or veteran status.

Georgia Dream: Resources

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Georgia Dream Loan Options

Program information listed here is effective as of July 1, 2025.

Georgia Dream

Homebuyer(s): First-time only
Maximum Home Sales Price: Up to $550,000
Maximum Income Limits: $130,290 (1-2 persons), $149,833 (3+ persons)
Interest Rate: Determined by market rates
Down Payment Assistance: Options are available
Learn more about the Georgia Dream Loan Program
Peach Select VA

Homebuyer(s): First-time and repeat
Maximum Home Sales Price: Up to $550,000
Maximum Income Limits: $130,290 (1-2 persons), $149,833 (3+ persons)
Interest Rate: Low; initial rate was set to 5.00%
Down Payment Assistance: Options are unavailable
Learn more about the Peach Select VA Loan Program
Peach Plus

Homebuyer(s): First-time and repeat
Maximum Home Sales Price: Up to $650,000
Maximum Income Limits: $195,435 (1-2 persons), $224,750 (3+ persons)
Interest Rate: High; determined by market rates
Down Payment Assistance: Options are available
Learn more about the Peach Plus Loan Program
Peach Advantage

Sponsored by Lakeview Loan Servicing, LLC
Homebuyer(s): First-time and repeat
Maximum Home Sales Price: Up to $650,000
Maximum Income Limits: Up to 150% of the Area Median Income (AMI) per Fannie Mae and Freddie Mac AMI Lookup Tools
Interest Rate: High; determined by market rates
Down Payment Assistance: Options are available
Learn more about the Peach Advantage Loan Program

Georgia Dream: Documents & Downloads

See all documents

Georgia Department of Community Affairs Launches New Loan Program Expanding Down Payment Assistance

State of Georgia Introduces the New Georgia Dream Peach Plus Loan Program

Georgia Department of Community Affairs Launches New Loan Program for Veterans