Homebuyers

The Georgia Dream Homeownership Program offers the following financing options:

  • Georgia Dream
    • Program targets first-time homebuyers.
    • Maximum home sales price* is up to $550,000.
    • Maximum income limits* are up to:
      • $130,290 (1-2 persons)
      • $149,833 (3+ persons)
    • Interest rate is determined by market rates.
    • Down payment assistance options are available.

    Georgia Dream Loan Program

  • Peach Select VA
    • First-time homebuyer requirement is waived for this program.
    • Maximum home sales price* is up to $550,000.
    • Maximum income limits* are up to:
      • $130,290 (1-2 persons)
      • $149,833 (3+ persons)
    • Low interest rate. The initial rate is set to 5.00%.
    • No down payment assistance offered.

    Peach Select VA Loan Program

  • Peach Plus
    • Program targets qualified borrowers not currently served by the traditional GA Dream program.
    • First-time homebuyer requirement is waived for this program.
    • Maximum home sales price* is up to $650,000.
    • Maximum income limits* are up to:
      • $195,435 (1-2 persons)
      • $224,750 (3+ persons)
    • High interest rate is determined by market rates.
    • Down payment assistance options are available.

    Peach Plus Loan Program

  • Peach Advantage

    Sponsored by Lakeview Loan Servicing, LLC

    • Flexible for first‑time and repeat homebuyers.
    • Maximum home sales price* is up to $650,000.
    • Maximum income limits* are up to 150% of the Area Median Income (AMI) per Fannie Mae and Freddie Mac AMI Lookup Tools.
    • High interest rate is determined by market rates.
    • Down payment assistance options are available.

    Peach Advantage Loan Program

*Varies depending on purchasing area or county.  

DCA's Approved Housing Counseling Agencies

Participating Lender List & Top Producing Loan Officers