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Georgia Dream
- Program targets first-time homebuyers.
- Maximum home sales price* is up to $550,000.
- Maximum income limits* are up to:
- $130,290 (1-2 persons)
- $149,833 (3+ persons)
- Interest rate is determined by market rates.
- Down payment assistance options are available.
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Peach Select VA
- First-time homebuyer requirement is waived for this program.
- Maximum home sales price* is up to $550,000.
- Maximum income limits* are up to:
- $130,290 (1-2 persons)
- $149,833 (3+ persons)
- Low interest rate. The initial rate is set to 5.00%.
- No down payment assistance offered.
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Peach Plus
- Program targets qualified borrowers not currently served by the traditional GA Dream program.
- First-time homebuyer requirement is waived for this program.
- Maximum home sales price* is up to $650,000.
- Maximum income limits* are up to:
- $195,435 (1-2 persons)
- $224,750 (3+ persons)
- High interest rate is determined by market rates.
- Down payment assistance options are available.
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Peach Advantage
Sponsored by Lakeview Loan Servicing, LLC
- Flexible for first‑time and repeat homebuyers.
- Maximum home sales price* is up to $650,000.
- Maximum income limits* are up to 150% of the Area Median Income (AMI) per Fannie Mae and Freddie Mac AMI Lookup Tools.
- High interest rate is determined by market rates.
- Down payment assistance options are available.
Homebuyers
The Georgia Dream Homeownership Program offers the following financing options:
*Varies depending on purchasing area or county.
DCA's Approved Housing Counseling Agencies
Participating Lender List & Top Producing Loan Officers