Homebuyers

The Georgia Dream Homeownership Program offers the following financing options:

Georgia Dream

  • Program targets first-time homebuyers.
  • Maximum home sales price* is up to $550,000.
  • Maximum income limits* are up to:
    • $130,290 (1-2 persons)
    • $149,833 (3+ persons)
  • Interest rate is determined by market rates.
  • Down payment assistance options are available.

Peach Select VA

  • First-time homebuyer requirement is waived for this program.
  • Maximum home sales price* is up to $550,000.
  • Maximum income limits* are up to:
    • $130,290 (1-2 persons)
    • $149,833 (3+ persons)
  • Low interest rate. The initial rate is set to 5.00%.
  • No down payment assistance offered.

Peach Plus

  • Program targets qualified borrowers not currently served by the traditional GA Dream program.
  • First-time homebuyer requirement is waived for this program.
  • Maximum home sales price* is up to $650,000.
  • Maximum income limits* are up to:
    • $195,435 (1-2 persons)
    • $224,750 (3+ persons)
  • High interest rate is determined by market rates.
  • Down payment assistance options are available.

Peach Advantage

Sponsored by Lakeview Loan Servicing, LLC

  • Flexible for first‑time and repeat homebuyers.
  • Maximum home sales price* is up to $650,000.
  • Maximum income limits* are up to 150% of the Area Median Income (AMI) per Fannie Mae and Freddie Mac AMI Lookup Tools.
  • High interest rate is determined by market rates.
  • Down payment assistance options are available.

*Varies depending on purchasing area or county.  

DCA's Approved Housing Counseling Agencies

Participating Lender List & Top Producing Loan Officers