*Online Homebuyer Education Course Available.

Homebuyer counseling is required for ALL Georgia Dream Loans.

Borrowers must attend and complete either a homebuyer education workshop, OR, individual housing counseling sessions, OR an online homebuyer education course through E-Home America. The E-Home America Online Homebuyer Course is offered for $50. It covers key homebuying topics like budgeting, credit, mortgages, and homeownership. Income-based vouchers are available for eligible homebuyers, with lenders submitting a Certification of Income Form to request a voucher to offset the $50 course cost. Workshops and counseling sessions must be completed with one of the DCA-Certified Housing Counseling Agencies listed below or with a HUD-Approved Housing Counseling Agency.

A list of HUD-approved agencies is available at HUD Online or call HUD's interactive voice system at 1-800-569-4287.

For additional assistance contact the Office of Homeownership at one of the following:

Last updated: April 8, 2025

Contact Phone Counties Served
Athens Land Trust Housing Counseling
Primary
(706) 613-0122

Athens-Clarke, Barrow, Elbert, Franklin, Greene, Jackson, Madison, Newton, Oconee, Oglethorpe, Rockdale, and Walton
CCCS of West GA/Family Center of Columbus
Primary
(706) 327-3239
Toll-Free
(800) 757-2227

Columbus

Chattahoochee, Harris, Marion, Muscogee, Stewart, Talbot, and Troup
Consumer Credit Counseling Service of Savannah
Primary
(800) 821-4040

Savannah

Appling, Bleckley, Bryan, Bulloch, Camden, Candler, Chatham, Dodge, Effingham, Emanuel, Evans, Glynn, Jeff Davis, Johnson,  Laurens, Liberty, Long, McIntosh, Montgomery, Screven, Tattnall , Telfair, Treutlen, Wayne, Wheeler, and Wilcox
CSRA EOA
Primary
(706) 922-8353

Augusta

Burke, Columbia, McDuffie, and Richmond
Department of Community Affairs (Housing Counseling)
Primary
(404) 679-4840

All Georgia Counties - Online Courses Only
Family Vision Outreach
Primary
(229) 777-7704

Sylvester

Cook, Colquitt, Dougherty, Irwin, Lee, Turner, Tift, Worth
Hancock CDC
Primary
(877) 284-4326

Athens

Athens-Clarke, Barrow, Greene, Jackson, Oconee, Oglethorpe, Madison, Stevens, Walton, and Washington
Help the People Housing Counseling Program
Primary
(404) 688-7766

Decatur

Cherokee, Clayton, Cobb, DeKalb, Douglas, Fulton, Gwinnett, Henry, Newton, and Rockdale
HomeFirst Housing Resources
Primary
(478) 219-3957

Macon

Bibb and Jones
JC Vision and Associates*
Primary
(912) 877-4243

Hinesville

Bryan, Liberty, Long, McIntosh, and Tattnall
MorningStar Urban Development Inc.
Primary
(770) 492-4037

Decatur

Clayton, Cobb, DeKalb, Douglas, Fulton, Gwinnett, Henry, Newton, and Rockdale
NeigborWorks Columbus
Primary
(706) 324-4663

Columbus

Chattahoochee, Harris, Marion, and Muscogee
Resources for Residents and Community of Georgia, Inc.
Primary
(404) 525-4130

Atlanta

Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Fulton, Gwinnett, Henry, Paulding, and Rockdale
Southwest Georgia United Empowerment Zone, Inc.
Primary
(229) 276-1811

Cordele

Crisp and Dooley
The Homeowners Employment Corporation
Primary
(404) 492-6554

Conyers

Cherokee, Clayton, Cobb, DeKalb, Douglas, Fayette, Fulton, Gwinnett, Henry, Newton, and Rockdale
Totally Free, Inc. *
Primary
(912) 265-1515

Brunswick

Appling, Atkinson, Bacon, Brantley, Bryan, Camden, Candler, Charlton, Chatham, Clinch, Coffee, Effingham , Glynn, Jeff Davis, Liberty, Long, McIntosh, Pierce, Toombs, Ware, and Wayne
University of Georgia Extension
Primary
(706) 542-9165

Athens-Clarke, Barrow, Chatham, Greene, Hall, Jackson, Madison, Morgan, Oconee, Oglethorpe, and Walton
Veterans Center
Primary
(678) 792-8387

Riverdale

Fulton, Clayton, Henry, Butts, Spalding, Harris, Pike, Lamar, Troup, Meriwether, Upson