Georgia Dream Loan Options

  • Georgia Dream

    Homebuyer(s): First-time only
    Maximum Home Sales Price: Up to $425,000
    Maximum Income Limits: $120,439 (1-2 persons), $138,505 (3+ persons)
    Interest Rate: Determined by market rates
    Down Payment Assistance: Options are available

  • Peach Select

    Homebuyer(s): First-time and repeat
    Maximum Home Sales Price: Up to $425,000
    Maximum Income Limits: $120,439 (1-2 persons), $138,505 (3+ persons)
    Interest Rate: Low; initial rate was set to 5.00%
    Down Payment Assistance: None

  • Peach Plus

    Homebuyer(s): First-time only and repeat
    Maximum Home Sales Price: Up to $525,000
    Maximum Income Limits: $180,659 (1-2 persons), $207,758 (3+ persons)
    Interest Rate: High; determined by market rates
    Down Payment Assistance: Options are available

  • Peach Advantage

    Homebuyer(s): First-time only and repeat
    Maximum Home Sales Price: Up to $525,000
    Maximum Income Limits: Up to 150% of  Area Median Income
    Interest Rate: High; determined by market rates
    Down Payment Assistance: 2-5% of the first loan amount